|
|
|||||||
|
|
|||||||
|
|
|||||||
|
|
|||||||
|
|||||||
|
|
|||||||
|
1. Are you living in substandard housing conditions? 2. Are you able to pay $250 a month in mortgage payments? 3. Are you willing to work with others to build your own home? |
|||||||
|
If you answered YES! to these questions, |
|||||||
|
If you are interested in learning about how you might qualify for a Habitat home, read the following information carefully. If you believe you meet these guidelines, and would like to complete an application packet, please call 868-3737. Habitat for Humanity is a Christian housing ministry financed through private donations and utilizing volunteer labor. Our purpose is to build homes with families and sell the houses at no profit and no interest to families who could not otherwise afford a home. Please read the following items to see if you have an interest in our ministry AND to see if you meet our general guidelines: 1. To qualify you must have a housing need. For example: no indoor plumbing, poor heating, leaks in the roof, overcrowding (three to a bedroom), unsafe or unsanitary conditions. 2. You must have lived or worked in Pickens County for a year. 3. With your permission, we will verify employment and other income, obtain a statement from your current landlord, and review your credit history. An interview and home visit are included in the second phase of the application process. 4. If approved for a Habitat home, we require that all adults (17 years and older) in your household be willing to work a minimum of 200 hours of sweat equity, 35 of those hours before construction can begin on your home. (All children ages 12 - 16 are asked to invest 50 hours of sweat equity time on their home.) 5. If you are approved for a Habitat home, you will be required to attend homeowner education programs to learn and practice budgeting, home repair, and maintenance. You will receive sweat equity credit for these courses. 6. If approved for a Habitat home, $500 will be required for a down payment and closing costs. This must be paid prior to closing on your home. 7. If you are approved for a home and you meet the sweat-equity and down payment requirements, we will sell you a home at cost. Habitat house payments, which include taxes and insurance, are approximately $ 250 a month. * These house payments will be used by Habitat to build more houses with other families. This requires that you make these payments on time.
If you are interested in Habitat and believe you might qualify for a home according to the guidelines above, we encourage you to request an application packet by calling 868-3737. All information is considered confidential and is to be used only for family selection purposes. The entire application process takes approximately three months.
* The stated cost of this home is an estimate. The actual cost may vary. |
|||||||
|
|